How It Works

personal signature loansSignature loans are offered by banks and other financial companies like Personal Loan Service that use only the borrower’s signature and promise to pay as collateral. A signature loan may be used for any purpose the borrower chooses, personal or business. It is also known as a “good faith loan” or “character loan.”

Personal Loan Service also offers postdated check loans, which do not require a credit check and are based off your bank statement. Postdated check loans have lower finance charges compared to signature loans.

Unlike a payday loan, signature loans and postdated check loans have no database restrictions, and contract length is 30 to 60 days, as opposed to a typical 14-day payday loan.

Loan amounts can range from $100 to $700. They are easy to qualify for and confidential. We do not write you a check; we give you cash! Here’s how the process works:

Complete our online application,
or if you prefer, visit us in person.
It only takes about 5 minutes.

We’ll call you at the number
you provided to review your

                                   COME IN
Simply come to our office
to sign your agreement
and to pick up your cash.
It’s that easy.

Renew your loan,
pay off your entire loan,
or pay off your loan early to take
advantage of discounts/refunds.

If you are ever declined for any reason, you may request a free credit report within 30 days. To speed the application process, please be prepared to provide us with your social security number, your government issued driver’s license or photo ID, your most recent pay stub, a list of personal references and a recent phone or utility bill in your name.

Personal Loan Service will approve your request within an hour or less, and you may apply online by clicking here or by phone by calling us at 918-585-2468.


Contact Information

Personal Loan Service

4946c E. 21st Street
Tulsa, OK 74114

Phone: 918-585-2468

Business Hours: 
Monday-Friday 8 a.m.-6 p.m.
Closed on Weekends.